What Our Clients Say
Names and company details withheld to protect privacy. These are their words.
Sector : Hospitality
Location : Oxfordshire
Online Fashion Retailer
An over-investment in seasonal stock followed by a sharp drop in consumer spending left our client with high VAT arrears and a loan they couldn’t repay.
Creditors :
Debts : 21,000
Sector : Hospitality
Location : South Yorkshire
Cafe Owner
Rising energy costs and high rent arrears made the business unviable. The owner was worried about the personal guarantee (PG) they had signed on the commercial lease and didn’t know if they could ever start a business again.
Creditors :
Debts : 82,000
Sector : Construction
Location : Kent
Construction Sub Contractor
After a major developer went into administration, our client was left with £150k in unpaid invoices, and was concerned about wrongful trading implications – they didn’t know how to stop the mounting interest.
Creditors :
Debts : £151,000
Sector : Health & Beauty
Location : Lancashire
Independent Courier
An independent courier subcontracting for major parcel carriers saw margins collapse due to rising fuel costs and the sudden loss of the primary contract that supported the business. Debts accumulated, including HMRC liabilities.
Creditors :
Debts : £46,000
Sector : Health & Beauty
Location : Cheshire
Hair & Beauty Salon Owner
A high‑street salon faced unsustainable rent, energy costs and supplier pressures after footfall dropped post‑pandemic. Cash flow became unmanageable, and arrears built up across multiple creditors.
Creditors :
Debts : £72,000
Sector : Childcare & Education
Location : Nottinghamshire
Nursery Owner
A small private nursery faced rising staffing and regulatory compliance costs while dealing with a post‑pandemic fall in enrolments, resulting in mounting arrears.
Creditors :
Debts : £94,000
Sector : Creative amd Media
Location : London
Freelance Videographer
A limited‑company freelancer had several cancellations during a slow quarter, causing VAT arrears and loan defaults. Anxiety around personal liability delayed seeking help.
Creditors :
Debts : £29,000
Sector : Retail
Location : Bristol
Online Retailer
A one-person e-commerce business had over-ordered stock anticipating demand that didn’t materialise, leading to cash flow failure, unpaid HMRC penalties, and supplier credit accounts in default.
Creditors :
Debts : £33,000
Sector : Trades
Location : Essex
Electrical Contractor
A sole remaining director of a two-man electrical contracting firm was left managing the company alone after his business partner departed, leaving behind HMRC PAYE debt, unpaid subcontractor invoices, and an unresolved VAT position.
Creditors :
Debts : £57,000
Sector : Hospitality
Location : South Yorkshire
Restaurant Owner
A husband-and-wife team running an independent restaurant had sustained significant losses through the pandemic period. Despite survival grants, the combination of deferred rent, HMRC Time to Pay arrears, and supplier debt made recovery impossible.
Creditors :
Debts : £112,000
Sector : IT and Tech
Location : Greater Manchester
IT Contractor
A freelance IT consultant operating through a limited company found himself unable to service a Bounce Back Loan and growing VAT arrears after a key client relationship ended abruptly. Concerns about personal liability were causing significant anxiety.
Creditors :
Debts : £41,000
Sector : Construction
Location : West Midlands
Sole Trader Builder
A sole-trader plasterer had accumulated significant HMRC PAYE arrears alongside unpaid material supplier invoices after a major contract fell through. He had been personally fielding creditor demands for over six months before contacting us.
Creditors :
Debts : £84,000
Talk To The Experts
"Whether you have chosen to close your company and wind-up its affairs or you have creditors threatening to take action against it, we can provide guidance and reassurance on the best way forward."
Amelia Rhodes
Liquidations Administrator
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